Be Proactive and Protect your Identity and your family’s too

idt1Even i don’t have a long time experience working as a Risk management consultant,  but it was very surprising for me that most people i have met, have faced an Identity Theft cases, or at least know someone that happened to him. Cases i faced till now were about credit cards cards and driving licenses. !!!

The most surprising thing to me is that people tends not to go for protection programs unless they suffered from  it by themselves. Everyone thinks he is far away from having his identity theft. !!!

Reviewing recent statistics published on the National Criminal Justice Reference service, we find that:

In 2013, of all complaints received by the Federal trade commission (FTC), 14% of them was Identity theft!. And this is a big percentage, Actually it is No#1 crime in America. It is the fast growing crime all over US. FTC reported recently that Identity Theft is number one consumer complaint in 2013 and has been for 14 consecutive years.! You are most likely to have your identity theft than to have your car stolen or house broken.

Whereas FBI reported that Identity theft is the fastest growing crime in the US and is a legitimate threat to every citizen, No one is Immune from this terrible crime.

  • FTC reported there were nearly 14.9 million victims reported in 2013, which means nearly 40,000+ victims every day or almost a victim every 2 seconds.
  • 1 out of 10 children is a victim of identity theft.

Most of us, think of credit cards, bank accounts and financial data, when we first hear about Identity Theft. but the following chart shows something different.

IDT stats

identity-theft-intro  Credit card fraud represents only 17% of all identity theft cases, while government documents and benefits such as social security number, driving license, medical care,..etc represent 34% !.

here are some scenarios that could happen:

  • someone can commit a crime with you identity, and the police goes after you not him.
  • someone may get access to your medical insurance policy, and get the healthcare they need, and the bill is not going to them, but you.! and if you don’t pay that bill, your credit will be destroyed.
  • someone could take your social security and file for a government benefit, a retirement plan, disability, even file a false tax return in your name

below are some other averages over united states:

Average number of U.S. identity fraud victims annually


Percent of U.S. households that reported some type of identity fraud

7 %

Average financial loss per identity theft incident


Total financial loss attributed to identity theft in 2013


Total financial loss attributed to identity theft in 2012


Total financial loss attributed to identity theft in 2010 $13,200,000,000

These Averages say a lot, but the most important thing they says is “It is increasing every year“.

I can confirm that we all need a kind of Identity protection program, no matter the provider, but you must have it.

As i represent LegalShield, and have a protection plan with them,  i would highly recommend you to take its Identity Theft program. we are solely representing KROLL, the worldwide leading provider of identity protection programs.

In this program we keep an eye on all of your data and your family too, once your credit cards have been used anywhere, you social security has been used or searched anywhere, we will let you know. We simply monitor your data and alerting you (prevention). And in case you faced a situation where your identity has been stolen, we work on behalf of you on the recovery process, and clean-up the mess. For less than 50 cent per day, get your identity and your family too protected. Do not wait till it happens to you. Be proactive.

identity Theft act now



Have you ever been in these situations !!!.


Have you ever been in these situations … Been treated unfairly, Tried to return a defective product, Received a traffic ticket, Been audited by IRS, Been overcharged for a repair, lost a 20$ shirt in a dry cleaner, Lost a security deposit, Signed a contract, Purchase a home, Prepared a will.

all of us face such a kind of situations at least 3 to 5 times, may be more every year. In some cases we need to hire a lawyer, in other cases, it does not worth. Because the lawyers’ rate would be higher than the money we may return from the situation !.

In a previous article i have talked about the legal needs of American families.

If you want to change your mobile operator, you would probably do about 10 to 20 phone calls to finish that, and mostly they will go with you in a long argument till you lost mind and decide to back off your decision. Imagine having a lawyer who would talk to them and send them a letter. You would probably finish that in two days and with only one phone call.

Imagine having a speeding ticket, you will pay the fine, got some points, may have a suspension, and definitely your insurance will increase. If you have a lawyer, he would dismiss your points, and hence protect you from the insurance increase.

Many times we have arguments with insurance companies about coverage. If you have a lawyer, they will not debate with you anymore.

we all -many times- need to have some legal muscle, we all need to act like rich people, we all need to have a lawyer on demand, just to pick up the phone and get consulted bout any thing or get some muscle. …

Imagine having a lawyer for you and your family, that would give you the following services for a FLAT MONTHLY FEE. this way no matter how you use the service, you will pay only the monthly fee.

  • Unlimited telephone consultation
  • Write letters and make phone calls of your behalf to help produce results in certain situations
  • Before you sign anything, the lawyer will review it first and give you his comments
  • Prepare your last will and testament for you and your spouse. it probably charges 500$ to 1000$
  • Have access to the lawyer 24/7 in the event of an emergency such as being arrested or detained

Think about having a specialized attorney for each case you face who would give you the above mentioned services. how much you think it costs?! please leave your answer in the comments.

what if i told you that it is only 50 cent per day or 20$ per month. LegalShield provides you a legal insurance service, most of us have never heard about legal insurance. Think about the Return of investment ROI. How much you going to spend to have your will, how much you going to spend on insurance if you always get tickets. how much you face some annoying situation and you wish to have some muscle to deal with it in the right way. How much you going to spend per year to cover all those issues, and much you going to spend on yearly legal plans. It is not even the cost of  a one hour consultation of an attorney !!!. … Think about it and decide.

Check out LegalShield Legal plan services…


The Legal Needs of American Families

family protection (2)

A report Titled “the legal needs of American families” was published recently this month by LegalShield. i tried my best to sum up the report. You can access the report here.

First of all, LegalShield could be the largest attorneys network in north America serving more than 1.4 million families across USA and Canada. Established in 1972.

The study shows that about 57 million Americans experienced at least one significant legal event in the past 12 months, but only 60% of them sought out the services of a lawyer to help them !.
More than 66% of respondents said that they had to take at least one day off from work in the past year in order to deal with a legal issue.

The study also shows that the top 25 legal issues identified are:

 Top 25 legal issues identified
  • Automobile accident
  • Execution of a contract
  • Secured a home mortgage/ refinanced home
  • Divorce
  • Speeding ticket or traffic violation
  • Prepared a will
  • Marriage
  • Leased an apartment or home
  • Set up a trust
  • Became executor of parents’ estate
  • Was subpoenaed
  • Vehicle damaged while parked  on street
  • Sold faulty merchandise
  • Identity Theft
  • Inherited property
  • Filed bankruptcy
  • Friend who owes you money  files for bankruptcy
  • Injured someone accidentally
  • Leased a vehicle
  • Challenged a will
  • Creditor taking legal action
  • Adoption of a child
  • Property was damaged while  in storage
  • Dog bit someone
  • A tenant sued you

Also read … Have you ever been in these Legal situations.

The lawyer is generally a problem

  • 93% of respondents believe lawyers charge too much.
  • Respondents paid an average hourly rate of 284$. 25% of respondents paid more than 400$ per hour.
  • 72% believe that lawyers are difficult to reach by phone.
  • Americans have a difficult time finding a qualified lawyer to help them, 67% reported that they didn’t know a lawyer to call prior to needing one, the remainder said they found an attorney by online search or from a yellow pages
10 critical issues faced without an attorney
  • IRS audit
  • Divorce
  • Automobile accident
  • Spouse died without a will
  • Arrested or detained by police
  • Adoption of a child
  • DWI or DUI
  • Identity theft
  • Bought or refinanced home
  • Unjustified property repossession

Despite of facing legal issues on a regular basis, but few of Americans where proactive in taking steps to get legal protection. as mentioned above, the reasons were about the cost, the difficulties in reaching a lawyer in a proper time.

But more than 60% of respondents said that they are willing to buy a legal protection plan if it is presented as an insurance through small payments. the percentage exceeded 70% when the employer offers to cover 50/50 of the legal protection plan.

70% of respondents with a legal benefit plan said, they use the service more than 3 times per year

Worry Less, Live more

Legalshield removes the barriers of cost, confusion, and trust in accessing a legal help we need. Legalshield empowers its member by giving them uncomplicated and affordable access to the legal assistance they need to protect themselves and their families.

for less than 20$ per month (less than 60 cent per day), you get access to a network of specialized attorneys that covers most of your periodical legal needs.

Legalshiled now provides its service for more than 1.4 million families across north America, and more than 34000 companies.

to Protect yourself and your family through a Legalshield legal protection plan, you can enroll online and have your legal benefit within few minutes

enroll online